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		<title>San Diego 4th of July Fireworks Guide 2010</title>
		<link>http://seanzanganeh.wordpress.com/2010/07/02/san-diego-4th-of-july-fireworks-guide-2010/</link>
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		<pubDate>Fri, 02 Jul 2010 19:40:38 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<description><![CDATA[Hey Guys! Check out this list of all the Best firework displays in San Diego! Below is a list of where and when you can see fireworks in San Diego this fourth of July ! Hope this is of value. &#8230; <a href="http://seanzanganeh.wordpress.com/2010/07/02/san-diego-4th-of-july-fireworks-guide-2010/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=459&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Hey Guys!</p>
<p>Check out this list of all the Best firework displays in San Diego!</p>
<p><strong>Below is a list of where and when you can see fireworks in San Diego this fourth of July !</strong><br />
<strong>Hope this is of value.</strong></p>
<p><strong>9:00 p.m. – </strong><strong>Poway </strong><strong>– at</strong><strong> </strong>Poway High School.<strong><br />
<strong>9:00 p.m. – </strong><strong>Rancho  Bernardo &#8211; </strong></strong>at the athletic fields at Bernardo Heights Middle School.<strong><br />
<strong>9:00 p.m. – </strong></strong><strong>San Diego Fair </strong><strong><br />
<strong>9:30 p.m. – </strong><strong>SeaWorld </strong><br />
<strong>8:30 p.m. – </strong><strong>Legoland</strong><br />
<strong>9:00 p.m. – <a href="http://www.lajollafireworks.org/index.html" target="_blank">La  Jolla Cove </a></strong><br />
<strong>7:30 p.m. – </strong><strong>Summer Pops on the Embarcadero</strong><br />
<strong>9:00 p.m.</strong></strong> – <strong>Coronado </strong><strong>- at</strong><strong> </strong>Glorietta and San Diego Bay<br />
<strong>9:00 p.m. – </strong><strong>Escondido – </strong><strong>at</strong><strong> </strong>Grape Day Park.<strong><br />
<strong>9:00 p.m. – </strong><strong>Mira Mesa</strong><strong> </strong></strong><br />
<strong>9:00 p.m. – </strong><strong>Ramona &#8211; </strong>at Olive Peirce Middle School &#8211; sync music radio station KYXY 96.5 FM.<br />
<strong>9:00 p.m. – </strong><strong>San Marcos  &#8211; </strong>At Bradley Park.<br />
<strong>9:00 p.m. – </strong><strong>Santee  &#8211; </strong>At Town Center Community Park West ball fields</p>
<p><strong>9:00 p.m. – </strong><strong>Big Bay Boom 2010</strong><strong><br />
</strong>The <strong>Big Bay Boom July 4th Fireworks Show</strong> over San Diego Bay will be a 17-minute visual  sensation. Fireworks will be fired off of four barges placed strategically around  the bay off Shelter Island, Harbor Island, North Embarcadero, Seaport Village  and the Coronado Ferry Landing as well as the Imperial Beach Pier. Be sure to  find your spot because over 850,000 people are expected to line up along the Big  Bay to catch a glimpse. The live simulcast will be on 105.7 The Walrus FM  radio.</p>
<p>Be Safe! Have Fun!</p>
<p>Your Friend,</p>
<p>Sean</p>
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		<pubDate>Tue, 01 Jun 2010 22:14:24 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<title>Intero Insider: Out of the Ashes Rises the Phoenix…Or At Least A Parakeet</title>
		<link>http://seanzanganeh.wordpress.com/2010/06/01/intero-insider-out-of-the-ashes-rises-the-phoenix%e2%80%a6or-at-least-a-parakeet/</link>
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		<pubDate>Tue, 01 Jun 2010 22:14:09 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<guid isPermaLink="false">http://seanzanganeh.wordpress.com/?p=452</guid>
		<description><![CDATA[Intero Insider: Out of the Ashes Rises the Phoenix…Or At Least A Parakeet.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=452&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://interoreblog.com/2010/05/25/intero-insider-out-of-the-ashes-rises-the-phoenix…or-at-least-a-parakeet/">Intero Insider: Out of the Ashes Rises the Phoenix…Or At Least A Parakeet</a>.</p>
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		<title>You CAN Buy a Lot for a Little in High End Luxury Homes! Love this Article!</title>
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		<pubDate>Tue, 25 May 2010 19:07:23 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<category><![CDATA[luxury homes in san diego]]></category>
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		<guid isPermaLink="false">http://seanzanganeh.wordpress.com/?p=449</guid>
		<description><![CDATA[There are many excellent luxury properties to be bought at incredible value in San Diego  <a href="http://seanzanganeh.wordpress.com/2010/05/25/you-can-buy-a-lot-for-a-little-in-high-end-luxury-homes-love-this-article/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=449&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Hi Everyone!</p>
<p>Now, its not too often that I run across an article that i really enjoy, but this will have to be one of them.</p>
<p>I found this one in the Wall Street Journal and thought I would share it with you.</p>
<p>The Luxury Real Estate Market has obviously taken a huge in in San Diego and across the country! ummm  Duh! That being said, people are scooping up gorgeous homes from Beach front Villas in Del Mar to Multi-Acre Horse Properties in Glamorous Rancho Santa Fe. One of my favorite newer communities in San Diego, Santaluz is an amazing luxury community with unmatched comradery has seen EXTREME discounts that buyers are snatching up left and right.</p>
<p style="text-align:center;"><img class="aligncenter" src="http://farm5.static.flickr.com/4068/4584667329_afe09d352f.jpg" alt="Santanluz Gate Entrance by you." width="313" height="208" /></p>
<p style="text-align:left;">Believe it or not, dozens of amazing properties can be shopped smart and a bargain can be made. Make sure you have the right people helping you out.</p>
<p style="text-align:left;">Take a look at this article and share your thoughts. Love to hear them!</p>
<p style="text-align:left;">&#8220;</p>
<p><strong>At the High End, a Bit More Money Yields Lots More Home; 14 Acres  and an Orchard</strong></p>
<p>Daniel Horowitz is ready to bargain.</p>
<p>The  55-year-old trial lawyer is trying to sell a four-bedroom villa with  marble imported from Italy, a winery and a fruit orchard on 14 acres in  Lafayette, Calif. Mr. Horowitz already chopped the price to $3.2 million  from $4 million, the amount he estimates having spent on the land and  construction. &#8220;We thought it would sell right away,&#8221; he says. But it  hasn&#8217;t, and he is willing to consider lower offers, he says.</p>
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<p>Three years into the  housing bust, steep discounts are emerging in the market for high-end  homes, which had been the real-estate industry&#8217;s last redoubt until now.  Despite the budding economic recovery, demand for pricey properties is  falling as potential buyers struggle to come up with money for big down  payments and find it difficult to qualify for large mortgages. With  buyers dropping out and homes languishing on the market, sellers are  beginning to capitulate, cutting prices to move their properties.</p>
<p>The  result: Buyers with lots of cash, or access to it, can find great  deals. Not all million-dollar homes are castles, especially in coastal  markets. But price drops and relatively small bumps in budget are  landing shoppers the kind of amenities—kingly bathrooms, stables,  gates—that were once beyond reach. Kenneth Rosen, chairman of the Fisher  Center for Real Estate and Urban Economics at the University of  California, Berkeley, says it is a &#8220;very good time to be a buyer at the  high end.&#8221;</p>
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<p>In some markets, houses that are more than  twice the size of others are on the market for less than twice the cost.  Shaun Rawls, a broker at Keller Williams Realty in Atlanta, points to  two homes with similarly desirable locations in that city&#8217;s wealthy  Buckhead district. The smaller home, with 3,060 square feet, is priced  at $765,000, or $250 a square foot. The larger home, with 7,612 square  feet, has an asking price of $1.2 million, or $158 per square foot.</p>
<p>Though  larger homes often have lower square-footage costs than smaller homes,  the gap today is often greater. In Mill Valley, Calif., a  1,127-square-foot three-bedroom listed at $898,000 just went under  contract. Its per-square-foot cost: $797. A four-bedroom home five  minutes away—and nearly three times the size at 3,077 square feet—is  being listed at $1.5 million. Its square-foot cost: $486.</p>
<p>Similarly,  in Scottsdale, Ariz., one four-bedroom home lists for $1.2 million  while another lists for $1.48 million. That additional $280,000 buys a  5,400 square-foot home, 46% bigger than the cheaper house.</p>
<p><strong>Room  to Drop</strong></p>
<p>The million-plus market seems ripe for falling  prices. Until now it has been lower-end homes, which saw the sharpest  run-up during the boom, that have borne the brunt of the housing bust.  Though there aren&#8217;t national statistics that track the million-dollar  market, local markets show that prices for top properties have room to  drop. For example, the bottom third of the Los Angeles area  market—currently homes under $300,000—has seen prices fall by 52.5%  since the market peak in 2006, returning to April 2003 levels, according  to the S&amp;P/Case-Shiller indexes. Prices for the top third of the  market—currently homes above $510,000—have fallen by 27.3% from the  peak, to March 2004 levels. While prices at the bottom of the market  gained 5% over the last quarter of 2009 from the previous quarter,  high-end home prices dropped 0.5%.</p>
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Keller Williams  Realty</td>
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<td><strong>This  approximately 10,686-square-foot-home at 580 Madeline Drive in  Pasadena, Calif. is listed for $2.5 million. It has 10 bedrooms and nine  bathrooms, a billiards room and a guest suite.</strong></td>
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<p>Home  sales across the board remain sluggish. Sales of existing homes fell  0.6% last month to a seasonally adjusted rate of 5.02 million units,  while new-home sales fell by 2.2% last month to lows last seen in 1963.  But the mismatch of supply and demand is now widest in the seven-figure  market. In the most coveted Northern Virginia suburbs of Washington, for  example, supplies are fairly tight up to about $900,000. But it is a  buyer&#8217;s market between that level and $2 million, says James W. Nellis  II of Re/Max Allegiance, a local broker.</p>
<p>That makes for some deep  discounts. In Mill Valley, Calif., the price on one four-bedroom home  was reduced March 11 to $2 million from $3 million. The house has 2,500  square feet of decks overlooking San Francisco Bay, says the listing  agent, Suzy Doyle. On Ranch Gate Road in Chula Vista, Calif., a  foreclosed home with six bedrooms is being offered at $675,000. In 2006,  when it was new, the home sold for $1.3 million.</p>
<p>Few people  consider million-dollar homes cheap, of course. Stretching to buy a big  home comes with obvious risks. Prices may be falling, but no one knows  where the bottom is. Marc Carpenter, a real-estate agent in San Diego,  cautions buyers in that battered market that, &#8220;If you buy now, [you  should] plan on prices reducing over time.&#8221;</p>
<p>Another potential  pitfall is that higher-end houses are much harder to value than lower  priced cookie-cutter dwellings. Often, high-end homes are unique, and  the prices they fetch may have to do with such intangibles as an ocean  view or an address with more snob appeal than those just blocks away.  That makes it much harder for buyers to find comparable sales indicative  of true market value.</p>
<p>Bargain hunters also need to be realistic.  They aren&#8217;t likely to get a steal on the best-preserved homes in the  nation&#8217;s top neighborhoods—places like Central Park West in Manhattan,  Santa Barbara, Calif., or the exclusive parts of Boulder, Colo. Supply  is permanently constrained in such areas because there is little room to  build. And lots of people with money are eager to move in, so prices  are likely to come down only slightly.</p>
<p>The best deals will be on  high-end homes that might need work or aren&#8217;t in the most highly  sought-after locations. That leaves plenty of coveted neighborhoods with  good schools and amenities to choose from.</p>
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Harry Norman  Realtors</td>
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<td><strong>Built  in the 1980s, this 2,955-square-foot home at 2609 Peachtree Battle  Place NW in Atlanta has four bedrooms and four bathrooms. It is on the  market for $765,000.</strong></td>
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<p>Despite the  risks, the mortgage market might be suggesting that shoppers buy sooner  rather than later. Many forecasters predict that interest rates will  rise from today&#8217;s unusually low levels, in part because the Federal  Reserve this month is ending its heavy purchases of mortgage securities.  Even if waiting another year might bring lower prices, at least some of  that advantage could be wiped out by an interest-rate spike.</p>
<p>Interest  rates play a huge role in affordability—and even more so in high-end  markets. A $1.2 million home today might require a 25% down payment,  says Lou Barnes, a mortgage banker in Boulder. At today&#8217;s rate of about  5.75% for a 30-year &#8220;jumbo&#8221; mortgage, that would mean a monthly payment  of $5,252. But if rates were to rise to 6.5%, the monthly payment would  rise to $5,688. The home&#8217;s price would have to fall $1.1 million to keep  the monthly payment at a comparable $5,215.</p>
<p>On the demand side,  the technicalities of the mortgage market are thinning the ranks of  million-dollar home buyers more than usual. Most buyers need a mortgage  and would much prefer a cheaper, mainstream one backed by <strong>Fannie Mae</strong> (NASDAQ:<a href="http://finance.yahoo.com/q?s=FNM">FNM</a> &#8211; <a href="http://finance.yahoo.com/q/h?s=FNM">News</a>), <strong>Freddie Mac</strong> (NASDAQ:<a href="http://finance.yahoo.com/q?s=FRE">FRE</a> &#8211; <a href="http://finance.yahoo.com/q/h?s=fre">News</a>) or the Federal  Housing Administration. But loans that meet the government&#8217;s criteria  can be no larger than $417,000 in most of the U.S.; in higher-cost areas  like New York and San Francisco, that limit stretches to $729,750.</p>
<p>Loans  above those limits are considered jumbos. While rates on jumbos are way  down from a high of about 7.9% in October 2008, they remain well above  the 5.1% found on conventional loans guaranteed by Fannie or Freddie,  according to HSH Associates. What&#8217;s more, lenders also require heftier  down payments for jumbo loans—in some cases 25% or more of the home&#8217;s  value.</p>
<p>The shrinking pool of potential buyers is giving people of  means unusual bargaining power. The inventory of all listed homes in  February was enough to last 8.6 months at the current sales rate,  according to the National Association of Realtors, a trade group. For  those priced above $1 million, the supply was enough to last nearly 32  months.</p>
<p><strong>&#8216;Perfect Time to Buy&#8217;</strong></p>
<p>For these reasons,  &#8220;this is the perfect time to buy,&#8221; says Eric Awad, a neurologist in  Atlanta who thinks market conditions are forcing sellers of high-end  homes to knuckle under. He and his wife, Nachwa Jarkas, an assistant  professor at Emory University, are eager to trade up from their town  home and buy a four-bedroom house in Atlanta&#8217;s posh Buckhead district.  They are looking in the range of $1 million to $1.2 million, though Dr.  Awad hopes to &#8220;knock the price down&#8221; below $1 million.</p>
<p>Like many  potential buyers of high-end homes, the couple has a big hurdle to  clear: Before buying, they need to sell their town home, which is on the  market for $575,000, and they have no idea how long it will take for  them to find a buyer. In this still-troubled real-estate market, success  favors buyers who don&#8217;t have to sell first.&#8221;</p>
<p>&#8220;See whole article <a href="http://finance.yahoo.com/real-estate/article/109209/time-to-storm-the-castle?mod=realestate-buy" target="_blank">here</a></p>
<p>Before making your luxury home search, Call me to get the details and I would happy to help you meet your goals.</p>
<p><strong>Sean Zanganeh</strong></p>
<p>Windermere Exclusive Properties</p>
<p>Realtor Associate &amp; Estate Marketing Specialist</p>
<p><strong>Short Sale &amp; Foreclosure Resource Specialist</strong></p>
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		<title>Luxury Living Meets Highly Desired Location in La Jolla! 525 Marine St #7 La Jolla, CA 92037</title>
		<link>http://seanzanganeh.wordpress.com/2010/05/25/luxury-living-meets-highly-desired-location-in-la-jolla-525-marine-st-7-la-jolla-ca-92037/</link>
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		<pubDate>Tue, 25 May 2010 00:15:45 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<guid isPermaLink="false">http://seanzanganeh.wordpress.com/2010/05/25/luxury-living-meets-highly-desired-location-in-la-jolla-525-marine-st-7-la-jolla-ca-92037/</guid>
		<description><![CDATA[La Jolla is obviously one of our most amazing destinations in San Diego. Take a look at this Condo with amazing ocean views! 525 Marine St #7 La Jolla, CA 92037 A rare &#38; exquisite opportunity! La Jolla&#8217;s Villa Milano &#8230; <a href="http://seanzanganeh.wordpress.com/2010/05/25/luxury-living-meets-highly-desired-location-in-la-jolla-525-marine-st-7-la-jolla-ca-92037/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=448&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div class='posterous_autopost'>
<p>La Jolla is obviously one of our most amazing destinations in San Diego. Take a look at this Condo with amazing ocean views!</p>
<p>525 Marine St #7 La Jolla, CA 92037</p>
<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/numwzjFkvHoEAceqgxghlbJszHhzrlvHzsJEIfnEeEJAdioHpyGtlBnuICbj/frontofcondo_1_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/numwzjFkvHoEAceqgxghlbJszHhzrlvHzsJEIfnEeEJAdioHpyGtlBnuICbj/frontofcondo_1_mls.jpg.scaled500.jpg" width="500" height="333" /></a> A rare &amp; exquisite opportunity! La Jolla&#8217;s Villa Milano captures the  breathtaking Pacific Ocean views with the ability to walk to  restaurants, shops  &amp; Marine Street Beach. Upon entering this 2nd story condo, you will  enjoy granite counters, rich cherry wood cabinets, travertine tile  floors, oil-rubbed bronze hardware &amp; stainless steel appliances.  step foot out onto  either of  the 3 balconies and have views of La Jolla Village &amp; the Pacific  Ocean.  Don&#8217;t miss this opportunity in highly sought after La Jolla!</p>
<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/cEaiAGhHCosEErkruudfaFHxrushfzEpoDloipapihwCIaxIagfmkBJsyDtH/diningarea_1_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/cEaiAGhHCosEErkruudfaFHxrushfzEpoDloipapihwCIaxIagfmkBJsyDtH/diningarea_1_mls.jpg.scaled500.jpg" width="500" height="333" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/rDqrvHApdhalekwsiGFJirHAAFdhCDorbflimrbytuqrEapDDcofnacbAymq/livingroom_3_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/rDqrvHApdhalekwsiGFJirHAAFdhCDorbflimrbytuqrEapDDcofnacbAymq/livingroom_3_mls.jpg.scaled500.jpg" width="500" height="333" /></a>
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<p>2Bedrooms, 2 Bathrooms, 1000 sq ft.</p>
<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/mtCHivhmwmaxJfBxbaqxHrEpeijHJBeEcDBIAgFnyEzBFnhkeHhBlvEAzHHw/livingroom_2_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/mtCHivhmwmaxJfBxbaqxHrEpeijHJBeEcDBIAgFnyEzBFnhkeHhBlvEAzHHw/livingroom_2_mls.jpg.scaled500.jpg" width="500" height="333" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/psHxsplGHCwCvzsfwJtdGyvywBfiwbsFuvIhAEyCddFCkFbdIBniBkafnCzb/masterbedroom_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/psHxsplGHCwCvzsfwJtdGyvywBfiwbsFuvIhAEyCddFCkFbdIBniBkafnCzb/masterbedroom_mls.jpg.scaled500.jpg" width="500" height="333" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/FIDDhCCkualaJcEzFECodelclimDnefyitkxedmmylzrjEiCrkhlmEmqiqww/masterbathroom_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/FIDDhCCkualaJcEzFECodelclimDnefyitkxedmmylzrjEiCrkhlmEmqiqww/masterbathroom_mls.jpg.scaled500.jpg" width="500" height="333" /></a>
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<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/ddbcbrkHcgufpGwJCqfEgnrwpvvhJCuDvseAbIrjkGzhgbujCqJjlbICedis/bedroom_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/ddbcbrkHcgufpGwJCqfEgnrwpvvhJCuDvseAbIrjkGzhgbujCqJjlbICedis/bedroom_mls.jpg.scaled500.jpg" width="500" height="333" /></a> </p>
<p>Ocean Views and Amazing Location!</p>
<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/ntfdvFEijoJnqzsqezfrtgcgCvilDufdsnhsEkcjgEqAmwuyupfqxlzgaimm/view_1_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/ntfdvFEijoJnqzsqezfrtgcgCvilDufdsnhsEkcjgEqAmwuyupfqxlzgaimm/view_1_mls.jpg.scaled500.jpg" width="500" height="333" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/wHHgdIBsqabnfvdkBtEyzGxlsGkHfvqhrmCvIrcACijFuEhiCnFpiCBsnaGn/crossstreets_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/wHHgdIBsqabnfvdkBtEyzGxlsGkHfvqhrmCvIrcACijFuEhiCnFpiCBsnaGn/crossstreets_mls.jpg.scaled500.jpg" width="500" height="333" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/eyCIrrIibhyimcuajHAHzmHzDCpqkwApgkJiCxjAgynkpbFiIkArmCzhrwrC/condocomplex_mls.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-24/eyCIrrIibhyimcuajHAHzmHzDCpqkwApgkJiCxjAgynkpbFiIkArmCzhrwrC/condocomplex_mls.jpg.scaled500.jpg" width="500" height="333" /></a>
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</p>
<p>Contact me today to take a look inside!</p>
<p><strong>Sean Zanganeh</strong></p>
<p><strong>Windermere Exclusive Properties</strong></p>
<p><strong>Realtor &amp; Estate Marketing Specialist.</strong></p>
<p><strong><a href="http://www.SeanZanganeh.com">www.SeanZanganeh.com</a></strong></p>
<p><strong>858.521.7281</strong></p>
<p><strong><a href="mailto:sean.zanganeh@gmail.com">sean.zanganeh@gmail.com</a></strong></p>


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		<title>Sad News in Poway Unified School District- NO MORE SCHOOL BUS TRANSPORTATION</title>
		<link>http://seanzanganeh.wordpress.com/2010/05/18/sad-news-in-poway-unified-school-district-no-more-school-bus-transportation/</link>
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		<pubDate>Tue, 18 May 2010 19:19:54 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Poway Unified School District]]></category>
		<category><![CDATA[Sean Zanganeh]]></category>

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		<description><![CDATA[Poway unified School district to eliminate school bus system. <a href="http://seanzanganeh.wordpress.com/2010/05/18/sad-news-in-poway-unified-school-district-no-more-school-bus-transportation/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=446&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Nationally Acclaimed&#8230; Top API Scores&#8230; Good Education&#8230; No School Bus System???</p>
<p>Yes, that is right. Poway Unified School District just agreed to eliminate the bus service for students&#8230;</p>
<p>Take a Look at the article from North County Times Explaining the whole thing!</p>
<p>&#8220;The Poway Unified School District school board on Monday unanimously approved the elimination of bus service for regular education students, expressing regret over the move but saying it was the fiscally responsible thing to do.</p>
<p>The decision, which despite the pleas of parents and bus drivers who said it would create a hardship for many families, goes into affect with the 2010-2011 school year.</p>
<p>The cut will force about 3,300 of the district&#8217;s 33,000 students, or about 10 percent, to find other ways to get to and from school.</p>
<p>Special education students will be unaffected.</p>
<p>Buses paid for by booster clubs also will continue to be available for field trips and sporting events.</p>
<p>There is a chance that bus service will be restored before students return to class after their summer break ends in late August, under an alternative proposal that the board approved with the same vote.</p>
<p>That option would restore bus service but increase annual rider fees from the current $439 to $575.</p>
<p>At least 85 percent of the number of families using the bus service now would have to sign up for it again, however &#8212;- and they must do so by Aug. 6.</p>
<p>Board President Todd Gutschow said the board did not want to cut bus service but had to prioritize in economically tough times.</p>
<p>&#8220;We simply do not have the money to keep it going,&#8221; he said.</p>
<p>Board member Jeff Mangum it was a matter of getting back to basics.</p>
<p>&#8220;The reality is that our core responsibility is not to get kids to school,&#8221; he said. &#8220;Our core responsibility is to educate them once they get there.&#8221;</p>
<p>The elimination of regular education bus service is one of several cuts the board has considered in recent months as it tries to address a projected $24 million gap in its $235 million budget for the upcoming school year, which starts July 1.</p>
<p>Poway Unified faced a similar dilemma last year, when the board adopted a $251 million budget for the current year.</p>
<p>The figure included $245 million in revenue, leaving a $6 million deficit.</p>
<p>The district used reserve funds and one-time federal stimulus money to bridge the gap.</p>
<p>In the 2008-09 school year, the district&#8217;s budget was $259 million, with $257 million in revenue.</p>
<p>Poway Unified used reserve funds to cover that deficit.</p>
<p>District officials have blamed the problem on repeated cuts in the amount of money the state provides to its public schools.</p>
<p>Monday&#8217;s board decision is expected to save the district about $750,000 a year.</p>
<p>Up to 35 of the district&#8217;s 126 bus drivers and five support staff members will lose their jobs if that happens, though.</p>
<p>In April, the drivers launched an informational campaign that focused on student safety and included the distribution of fliers at stores and major intersections within the district.</p>
<p>The campaign apparently hit its mark.</p>
<p>During the board meeting, Deputy Superintendent John Collins said district officials came up with the alternative option in response to parents&#8217; pleas for bus service to be continued.</p>
<p>&#8220;We heard from a lot of parents who said, &#8216;We really need this, and we&#8217;re willing to pay whatever it takes to keep it going,&#8217;&#8221; he said.</p>
<p>Several parents and some of the district&#8217;s bus drivers told the board the same thing Monday, saying many children would have a hard time getting to school without bus service.</p>
<p>One parent who raised the student safety issue made reference to the murders of Poway High School student Chelsea King in February and Escondido High School student Amber Dubois last year.</p>
<p>John Albert Gardner III pleaded guilty to raping and killing the two teens and to assaulting and trying to rape a young woman; he was sentenced last week to three consecutive life terms in prison.</p>
<p>&#8220;There are too many predators out there watching for opportunities,&#8221; said the parent.</p>
<p>Chuck Lord, president of Service Employees International Union Local 2, which represents the drivers involved, thanked the board &#8220;for at least trying to save&#8221; regular education bus service.</p>
<p>Now it is up to parents who use the service to find the money they will need to keep it going, Lord said, describing the increased fee as &#8220;cheap insurance.&#8221;</p>
<p>Collins said it was difficult to gauge whether enough parents will sign up for it by the deadline.</p>
<p>&#8220;If I were a parent looking at this, I would be looking at all of my options and trying to figure out an alternative way of getting my kids to school,&#8221; Collins said.&#8221;</p>
<p>Check out the whole article <a href="http://www.nctimes.com/news/local/poway/article_135dd864-a779-57f6-a89d-c6127208c347.html?mode=story" target="_blank">here</a></p>
<p>How do you feel about this? Is it fair? Will you be able to come up with the extra cost to send your children to school??</p>
<p><strong>Sean Zanganeh</strong></p>
<p><strong>Windermere Exclusive Properties</strong></p>
<p><strong>www.seanzanganeh.com</strong></p>
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		<title>Monday Market Updates for San Diego, 92127, 92128, 92129, 92130, 92064, 92067</title>
		<link>http://seanzanganeh.wordpress.com/2010/05/18/monday-market-updates-for-san-diego-92127-92128-92129-92130-92064-92067-2/</link>
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		<pubDate>Tue, 18 May 2010 00:54:25 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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<p>Take a look at the:</p>
<h2>Monday Market Updates for San Diego, 92127, 92128, 92129, 92130,  92064, 92067</h2>
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		<title>3 Highest Sales in 4S Ranch</title>
		<link>http://seanzanganeh.wordpress.com/2010/05/06/3-highest-sales-in-4s-ranch/</link>
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		<pubDate>Thu, 06 May 2010 20:10:07 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<description><![CDATA[See and download the full gallery on posterous Take a Look at these Gorgeous 4s Ranch Homes! These are the 3 Highest Sales for the last 30 days including the whole month of April in the 4s Ranch Area. 1)$827,000 &#8230; <a href="http://seanzanganeh.wordpress.com/2010/05/06/3-highest-sales-in-4s-ranch/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=441&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/nCHcfkqkBGpnGdtcwyCgEsyjCqcnavFlAuAnqplyszbqIIEgthmldrobFnAb/4s_ranch1.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/nCHcfkqkBGpnGdtcwyCgEsyjCqcnavFlAuAnqplyszbqIIEgthmldrobFnAb/4s_ranch1.jpg.scaled500.jpg" width="500" height="375" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/CCqBxtxkEekFicCgzjlbpDJFvImBfgbGBFHbCwCxGtAhFHhpGqvCdGjfitej/4sranch2.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/CCqBxtxkEekFicCgzjlbpDJFvImBfgbGBFHbCwCxGtAhFHhpGqvCdGjfitej/4sranch2.jpg.scaled500.jpg" width="500" height="375" /></a> <a href='http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/ucBeecrsiEuwfdaxsrztgCFBjFsgAFgGHbfHqivdiFifereGdCwruuciwwey/4s_ranch3.jpg.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-05-06/ucBeecrsiEuwfdaxsrztgCFBjFsgAFgGHbfHqivdiFifereGdCwruuciwwey/4s_ranch3.jpg.scaled500.jpg" width="500" height="375" /></a>
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<p>Take a Look at these Gorgeous 4s Ranch Homes!</p>
<p>These are the 3 Highest Sales for the last 30 days including the whole month of April in the 4s Ranch Area.</p>
<p>1)$827,000</p>
<p>2)$795,000</p>
<p>3)$770,000</p>
<p> </p>
<p><strong>Sean Zanganeh</strong></p>
<p>Windermere Exclusive Properties</p>
<p>Realtor Associate &amp; Estate Marketing Specialist</p>
<p><strong>Short Sale &amp; Foreclosure Resource Specialist</strong></p>
<p><a href="http://www.seanzanganeh.com/">www.seanzanganeh.com</a><br /> <a href="http://www.pusdshortsales.com/">www.pusdshortsales.com</a><br /> O: 858.521.7281<br /> M: 858.229.6063<br /> <a href="mailto:sean.zanganeh@gmail.com">sean.zanganeh@gmail.com</a></p>


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		<title>Come Enjoy The Spring Arts &amp; Crafts Fair at the Bernardo Winery! May 8 &amp; 9</title>
		<link>http://seanzanganeh.wordpress.com/2010/05/06/come-enjoy-the-spring-arts-crafts-fair-at-the-bernardo-winery-may-8-9/</link>
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		<pubDate>Thu, 06 May 2010 18:59:10 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
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		<category><![CDATA[92128]]></category>
		<category><![CDATA[Bernardo Winery]]></category>
		<category><![CDATA[rancho bernardo]]></category>
		<category><![CDATA[ross rizzo]]></category>
		<category><![CDATA[san diego winerys]]></category>
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		<description><![CDATA[Enjoy Mothers Day weekend at the Bernardo Winery for the 2010 Spring Arts &#38; Crafts Fair. May 8 &#38; 9  <a href="http://seanzanganeh.wordpress.com/2010/05/06/come-enjoy-the-spring-arts-crafts-fair-at-the-bernardo-winery-may-8-9/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=435&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h3 style="text-align:center;"><strong>Mother’s Day Weekend!</strong></h3>
<p style="text-align:center;"><strong>Bernardo Winery 33<sup>rd</sup> Annual Arts and Crafts Fair</strong></p>
<p style="text-align:center;">May 8<sup>th</sup> and 9<sup>th</sup>, 2010      10AM-4PM</p>
<p style="text-align:center;"><strong> </strong></p>
<p style="text-align:center;">This Mother’s Day weekend, come to the Bernardo Winery’s 33<sup>rd</sup> Annual Spring Arts and Crafts Fair, May 8<sup>th</sup> and 9<sup>th</sup> from 10 to 4 pm. The Arts and Crafts fair will be featuring over 140 of California’s best artisans and crafters, selling their handcrafted items on the beautiful and historic grounds of the 120 year old Bernardo Winery!</p>
<p style="text-align:center;">The Bernardo Winery Arts and Craft fair is one of the largest handcrafted fairs in Southern California. From jewelry to soaps to hand-thrown pottery, there is something for everyone! Enjoy live music throughout the weekend, on both the tasting room patio and in the large outdoor pavilion where guests can take a break, enjoy a glass of wine and music under the olive trees.</p>
<p style="text-align:center;">Besides the craft fair vendors, the Bernardo Winery village shops will be open all weekend, offering special discounts and craft fair promotions.</p>
<p style="text-align:center;">The winery tasting room, Café Merlot and Sweet Pea Coffee will be open and additional food will be available for purchase in the food court, featuring Greek, Mexican, French Crepes, ice cream, popcorn, and fudge.</p>
<p style="text-align:center;">Admission and parking are free and the winery will have a free parking shuttle running along Paseo del Verano on both Saturday and Sunday during the fair.</p>
<p style="text-align:center;">The Bernardo Winery is located in North County, San Diego, just off the I-15 freeway in Rancho Bernardo.</p>
<p style="text-align:center;">Founded in 1889, the Bernardo Winery is the oldest working winery in Southern California and has been owned and operated by the Rizzo family since 1927. Please visit www.bernardowinery.com for more details.</p>
<p style="text-align:center;"><a href="http://www.bernardowinery.com" target="_blank"><img class="aligncenter size-medium wp-image-436" title="bw craft fair" src="http://seanzanganeh.files.wordpress.com/2010/05/bw-craft-fair.jpg?w=236&#038;h=418" alt="" width="236" height="418" /></a></p>
<p><strong>Sean Zanganeh</strong></p>
<p>Windermere Exclusive Properties</p>
<p>Realtor Associate &amp; Estate Marketing Specialist</p>
<p><strong>Short Sale &amp; Foreclosure Resource Specialist</strong></p>
<p><a href="http://www.seanzanganeh.com/">www.seanzanganeh.com</a><br />
<a href="http://www.pusdshortsales.com/">www.pusdshortsales.com</a><br />
O: 858.521.7281<br />
M: 858.229.6063<br />
<a href="mailto:sean.zanganeh@gmail.com">sean.zanganeh@gmail.com</a></p>
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		<title>$18,000 Makes me Happy! How about you???</title>
		<link>http://seanzanganeh.wordpress.com/2010/04/07/18000-makes-me-happy-how-about-you/</link>
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		<pubDate>Wed, 07 Apr 2010 19:36:18 +0000</pubDate>
		<dc:creator>seanzanganeh</dc:creator>
				<category><![CDATA[buyers]]></category>
		<category><![CDATA[$18000]]></category>
		<category><![CDATA[$18k]]></category>
		<category><![CDATA[4s ranch]]></category>
		<category><![CDATA[san diego home buyers]]></category>
		<category><![CDATA[tax credit]]></category>

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		<description><![CDATA[TAKE ADVANTAGE OF THE $18,000 TAX CREDIT TODAY!!!!! <a href="http://seanzanganeh.wordpress.com/2010/04/07/18000-makes-me-happy-how-about-you/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=seanzanganeh.wordpress.com&amp;blog=6843033&amp;post=430&amp;subd=seanzanganeh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<p>Howdy all!</p>
<p>We all love money! Well, the government is giving it out! for a limited of time (NO THIS WILL NOT BE EXTENDED) $18,000 in tax credits from the federal and state level, so take ADVANTAGE!!!!</p>
<p><strong>$18,000 IN COMBINED  HOMEBUYER TAX CREDITS FOR A LIMITED TIME</strong></p>
<p>Californians have a brief window of opportunity to receive up to  $18,000 in combined federal and state homebuyer tax credits.  To take  advantage of both tax credits, a first-time homebuyer must enter into a  purchase contract for a principal residence before May 1, 2010, and  close escrow between May 1, 2010 and June 30, 2010, inclusive.  Buyers  who are not first-time homebuyers may use the same timeframes to receive  up to $16,500 in combined tax credits if they are long-time residents  of their existing homes as permitted under federal law, and they  purchase properties that have never been previously occupied as provided  under California law.</p>
<p>Under the federal law slated to soon expire, a first-time homebuyer  may receive up to $8,000 in tax credits, and a long-time resident may  receive up to $6,500, for certain purchase contracts entered into by  April 30, 2010 that close escrow by June 30, 2010.  Additionally, under a  newly enacted California law, a homebuyer may receive up to $10,000 in  tax credits as a first-time homebuyer or buyer of a property that has  never been occupied.  The new California law applies to certain  purchases that close escrow on or after May 1, 2010 (see Cal. Rev. &amp;  Tax Code section 17059.1(a)(4)).</p>
<p>California law generally allows buyers of never-occupied properties  to reserve their credits before closing escrow, but buyers seeking to  combine the federal and state tax credits will not be able to satisfy  the timing requirements for such reservations (see Cal. Rev. &amp; Tax  Code section 17059.1(c)(1)(A)).  Other terms and restrictions apply to  both tax credits.</p>
<p>For more information, C.A.R. offers a Homebuyer Tax Credit Chart with  a side-by-side summary of the federal and California laws.  C.A.R. also  offers a legal article entitled Homebuyer Tax Credit Update.</p>
<p><strong>Sean Zanganeh</strong></p>
<p>Windermere Exclusive Properties</p>
<p>Realtor Associate &amp; Estate Marketing Specialist</p>
<p><strong>Short Sale &amp; Foreclosure Resource Specialist</strong></p>
<p><a href="http://www.seanzanganeh.com/">www.seanzanganeh.com</a><br />
<a href="http://www.pusdshortsales.com/">www.pusdshortsales.com</a><br />
O: 858.521.7281<br />
M: 858.229.6063<br />
<a href="mailto:sean.zanganeh@gmail.com">sean.zanganeh@gmail.com</a></p>
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